5th query answer:  As we are able individually, we give to charities and help disadvantaged people directly.  The wife of one of us belongs to a healthcare sharing ministry in which members help one another to pay their medical bills.   This year, Seekers’ Haven as a group will be helping residents in a skilled nursing facility to “buy” small Christmas presents for loved ones.   We find opportunities for counseling one another privately in our walks with Christ, but we are not aware, as a group, of any member’s actions which give us cause for concern.